Home maintenance reserve
Turn planned replacement costs, money already set aside, and timing into a monthly savings target.
A clearer way to plan home costs
Make the next home expense easier to plan.
Free planning tools that use your quotes, your timeline, and your assumptions—so you can see the numbers behind a home decision.
Your numbers, not generic averagesCalculations stay in this browserChoose USD or CAD
Start with a real decision
Useful tools for the costs you can plan.
This early version does not publish local contractor prices. Enter a quote or estimate you trust, then inspect the calculation.
Build your reserve
Repair or replace
Compare the simple annualized cost of two options using your current quotes, expected years of service, and running costs.
How we think about estimates
Clear assumptions beat made-up precision.
A useful estimate should show where its numbers come from, what they leave out, and how you can change the inputs.
Read the calculation methodPrototype · no local price database yet
Start with a quote you can verify.
These calculators do not claim a national average or an instant contractor price. They help organize figures you already have.
- See each formula and input
- Separate routine upkeep from future replacements
- Change currencies without an automatic exchange-rate conversion
- Keep your entries in your browser session
Building with evidence. Canada's official Residential Renovation Price Index can help describe price movement by project and metro. An index tracks change; it is not a quote for your project. See the Statistics Canada series.